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    • LIC ADO

    LIC ADO is a sales administrative job. Candidates assigned to the post of Apprentice Development Officer are responsible for recruiting people as LIC Insurance Agents and inspecting existing policies.Life Insurance Corporation of India is a reputed insurance group and investment company. Many candidates appear for various LIC Exams to get selected in the industry.Recruitment to the post of an ADO is done through LIC ADO exam conducted by the Corporation.

    LIC ADO Eligibility

    The candidates need to fulfil some of the eligibility criteria to get selected as an Apprentice Development Officer. The LIC ADO eligibility criteria are discussed below:

    Age Limit: The candidates should not be less than 21 years of age and not more than 30 years.

    Experience required: The experience requirements for the post of LIC ADO are discussed below:

    Category LIC ADO recruitment (urban) LIC ADO recruitment (rural)
    LIC Employee Experience required
    Minimum 3 years of service in Grade III post
    LIC Agent Minimum experience of 5 years as an agent or as a DSE/FSE Minimum experience of 4 years as an agent or as a DSE/FSE
    Others Preference would be given to candidates having a minimum of 2 years experience in LIC industry.

    Age Relaxation: The age relaxation of different categories of LIC ADO is discussed in the table below:

    Category Upper Age Limit 
    General Open market category 30
    LIC Employee only 42
    LIC Agent 40
    OBC Open market category 33
    LIC Employee only 45
    LIC Agent 43
    SC/ST Open market category 35
    LIC Employee only 47
    LIC Agent 45
    Paper-I(Reasoning Ability & Numerical Ability) Total number of questions Maximum marks Duration of exam
    50 50 Composite 120 minutes
    Paper-II(General Knowledge, Current Affairs and English Language) 50 50
    Paper-III(Insurance and Financial Marketing Awareness with special emphasis on knowledge of Life Insurance and Financial Sector) 50 50
    Total 150 150

    Educational Qualifications:

    The candidates must have a Bachelor’s Degree of a University in India approved for the fellowship of Insurance Institute of India, Mumbai.

    LIC ADO Selection Process

    Candidates are appointed for the post of Apprentice Development Officer through LIC ADO examination. The exam is conducted by LIC and the selection process consists of three levels:

    1. Written Test/ Online Test: It is a computer-based online test conducted in two phases:
      1. Phase -I: Preliminary Examination
      2. Phase -II: Mains Examination
    2. Personal Interview
    3. Medical Test

    LIC ADO Prelims Exam Pattern

    The prelims exam has been categorised into three sections:

    1. Reasoning
    2. Numerical ability
    3. English language

    The LIC ADO examination is conducted for three different categories:

    1. Open Market: open for all the candidates
    2. LIC Employee: open for candidates who are full time, salaried employee of LIC (under Grade III)
    3. LIC Agent: open for candidates who work as agents under LIC.

    The Prelims exam scheme of LIC ADO is mentioned in the table below:

    LIC ADO Exam Topics Total number of questions Total marks Time period
    Reasoning 35 35 20 minutes
    Numerical ability 35 35 20 minutes
    English language 30 30 20 minutes
    Total 100 70 60 minutes

    The marks that will be obtained in the English language will not be considered for the ranking. The prelims exam is conducted only for the Open Market category while the online examination for LIC employee and LIC Agent consists of a single-phase i.e., the Mains Examination.

    LIC ADO Mains Exam Pattern

    The LIC ADO exam pattern (Mains) for different categories are mentioned below:

    Open Market Category

    Paper-I(Reasoning Ability & Numerical Ability) Total number of questions Maximum marks Duration of exam
    50 50 Composite 120 minutes
    Paper-II(General Knowledge, Current Affairs and English Language) 50 50
    Paper-III(Insurance and Financial Marketing Awareness with special emphasis on knowledge of Life Insurance and Financial Sector) 50 50
    Total 150 150

    For Agents Category

    Paper-I(Reasoning Ability & Numerical Ability) Total number of questions Maximum marks Duration of exam
    25 10 Composite 120 minutes
    Paper-II(General Knowledge, Current Affairs and English Language) 25 15
    Paper-III(Elements of Insurance and Marketing of Insurance) 50 125
    Total 100 150

    For employee category

    Paper-I(Reasoning Ability & Numerical Ability) Total number of questions Maximum marks Duration of exam
    25 25 Composite 120 minutes
    Paper-II(General Knowledge, Current Affairs and English Language) 25 25
    Paper-III(Practice and Principle of Insurance Marketing) 50 100
    Total 100 150

    The medium of language for all the categories is either English or Hindi except for English language and vocabulary.

    Refer to the linked article, to know about the section-wise LIC ADO syllabus

    Personal Interview

    The candidates who qualify the cut-off marks in the Mains Examination are called for an interview round. The interview is of 37 marks and includes aptitude based questions to check the reasoning and thinking capability of the candidate.

    Medical Exam

    Before releasing the final merit list, LIC conducts a medical test for the shortlisted candidates. Only those candidates who are found will be selected for the post of Apprentice Development Officer.

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